Easter is traditionally the start of the property buying season but buying a new house can be both an exciting and daunting project.
Here at Peter Robinson & Co. we think that buying a new property should be as simple and stress free as possible so we’ve written a quick checklist to help anyone beginning a house hunt over the Easter holidays.
- Research- Start by choosing areas you would like to live in and find out about local facilities, transport links, schools and any proposed planning applications.
Make a list of the features your new home ‘must have’. If they are written down it is easier to compare the properties you view.
- Budget- calculate the size of mortgage you can afford by working out your entire monthly out goings. Also remember to budget for all the additional costs involved in moving -legal fees, searches, surveys and hiring a removal firm.
- Arrange a mortgage- you can apply for a mortgage even though you have not found a property yet. If you have worked out what you can afford, you can apply for the mortgage and the mortgage lender can agree’ in principle’ to lend you a certain amount. Having your mortgage in place will be advantageous when you make an offer on a property.
- Viewing a property – short list a number of properties which fit your budget and have your ‘must have’ features. Arrange to view them all and find out as much as possible about the property. Arrange to make a second viewing of any property that really interests you. Once you have decided on a property take as many opportunities as you can to revisit the property at different times of the day. This will enable you to check if there are any problems e.g. noisy neighbours or lack of sun in the garden in the afternoon.
- Choose a Solicitor- employing a conveyancing solicitor to deal with the paperwork and legal aspects of buying a property can really help to move things along smoothly.
- Making an Offer – Once you’ve found the perfect place, you’ll need to put in an offer. You don’t have to offer the asking price, and are perfectly entitled to negotiate until the seller accepts.
- After the offer is accepted -Once the seller has agreed to the offer you have made then the buying process can go ahead. Your mortgage lender will arrange for a valuation of the property and your conveyancing solicitor will start to prepare all the legal documentation for the purchase of the property.
At Peter Robinson & Co. we have 30 years of experience in the Conveyancing business and our dedicated Conveyancing team of friendly experts will ensure your purchase is as straightforward as possible.
If you need help or advice buying a property contact Peter Robinson & Co. on 0161 678 7996