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On August 19, 2018

Power of Attorney: Guide to Managing Loved Ones’ Finances

It can be a difficult issue to consider, and even asking the question of how to get power of attorney may seem daunting, but the time may come when you need to take over the finances of a loved one. Where mental incapacity exists, legal power of attorney enables you to take control of your
On August 5, 2018

Tenants in Common: What is it and how will it affect my mortgage?

Many couples – or groups of friends – who are first time buyers are unaware that there are two different agreements to choose from, to co-own your property. One is to become joint tenants, with a joint mortgage. The other is known as “tenants in common”. Don’t be mislead by the use of the word
On July 15, 2018

A guide to making your will

Making a will is not the most thrilling job you have to complete, but it is essential if you want the peace of mind of knowing that your loved ones are properly provided for in the event of your death. Leaving a will ensures that your assets are distributed exactly as you wish, with no
On July 5, 2018

Factors to consider when buying an existing business

Taking over a business isn’t a decision to be taken lightly. There are many things to consider and some possible pitfalls to look out for before you take the plunge and become a CEO. But buying an existing business does come with some advantages, too, in that you don’t have to start from scratch, and
On June 15, 2018

Your guide to inheritance tax and probate when a family member dies

There are many emotions that you have to work through when a family member dies that includes those associated with any practical formalities. The loss of a loved one comes with the responsibility of having to deal with the expense of handling all financial matters, including their estate. Below we offer a quick guide to
On June 2, 2018

5 Reasons To Use a Conveyancer Local To You

Buying a house is a huge investment – perhaps the biggest you will make in your life. It also represents a major upheaval in your life, especially where there is a buying chain to consider and a tight schedule to meet. It is essential that everything goes well with the transaction, to make your home
On May 15, 2018

What are landlords’ responsibilities to tenants?

If you own a property in England and you’re considering renting it out, our summary of landlords’ responsibilities to tenants will help you understand the most important things you need to do. NB: The following applies to private landlords in England; for more detailed information which covers a wider range of circumstances, please visit GOV.uk.
On May 2, 2018

The pros and cons of shared ownership

The government wants to increase the number of shared ownership homes (which accounted for less than 200,000 households in 2016) by 70% by 2021 – but what is shared ownership and how could you benefit from it? What is shared ownership and who can benefit? Shared ownership allows people who want to get on the
On April 5, 2018

6 ways to be a successful buyer in a seller’s market

Buying a property can be a competitive process, especially in parts of the UK where house prices are high and there are more buyers than properties for sale. In a seller’s market, you need to be strategic to beat other buyers to your dream home. 1. Be organised Get your mortgage offer in writing and