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Tag: Buying

On January 7, 2019

What is Build to Rent?

Build to Rent (B2R) is a term used to describe private rented residential property that is designed for rent instead of for sale. It involves the building of homes that are specifically for the rental market and is supported by the government as a way of providing new, decent quality, private rented housing. How does
On November 16, 2018

Talk Money Week: The Costs of Conveyancing

Talk Money Week is a recognition of the importance of breaking down the taboo, encouraging people to have a conversation about money and so, we’re talking the costs of conveyancing. What is it? Conveyancing is the legal transfer of home ownership from the seller, to the buyer. It begins as soon as an offer on
On October 4, 2018

3 First Steps to Getting on to the Property Ladder

Owning your first home can be quite the challenge no matter how old you are. At times, frustration can take over but, where there’s a will, there’s a way. Below are our best steps to help you get your foot in the door and onto the property ladder. 1. Start Saving The very first thing
On December 14, 2017

 Buying a Property in Joint Names – What You Need To Know

It has long been common practice to buy a house with a spouse or long term partner, but as house prices continue to rise and deposits get larger, increasingly friends, siblings or even small groups of people are buying property together. There are two types of joint ownership of a property. Whether a property is
On September 14, 2017

Signs to Look Out for When Buying or Selling a Business

Through experience entrepreneurs know when to close a deal and when to walk away, but for those with less experience at buying a business it is a bit more daunting, but getting it right can be critical to the future success of your acquired business. So how does the sale of a business work? And
On September 7, 2017

 First-time buyers face the highest prices in history

Over the last decade it has become increasingly difficult for first time buyers to get on the property ladder for several reasons; ever increasing house prices, difficulty getting an affordable mortgage and having sufficient savings to put down as a deposit, and the problem is getting worse! Of course there is a huge disparity in
On July 20, 2017

Stamp Duty Increase Deters Buy to Let

New figures have shown that since the introduction of a stamp duty surcharge, the number of buy to let mortgages have dropped. Since April 2016, anyone buying a buy-to-let property or a second home has had to pay a 3% stamp duty surcharge. The Council of Mortgage Lenders figures show that in the 12month since
On June 14, 2016

 What Is The Cost of Buying a Home?

You have been saving for the last few years and at last you are ready to take the plunge to buy your first home, but what are the full costs going to be? Well for most of us it is going to involve taking out a mortgage. For this you will need to speak to
On April 6, 2015

A Guide to Local Searches

What is a Local Search? A Local Search is a vital part of the conveyancing process for almost any property transaction, commercial or residential. If you are borrowing money to fund your purchase, mortgage lenders often insist that you obtain a local search. Your conveyancer will liaise with the local authority who will carry out
On February 16, 2015

What to do Between Exchanging Contracts & Completion

When moving house, one of the most stressful times for our clients is the period between exchanging contracts and completion. Once the contracts are exchanged, there is no going back and the transaction between the two parties become legally binding. While the legal process is being carried out, it’s a good idea to get ahead